We're reader-supported & may earn revenue from some providers listed. Learn more about our mission.

Explore Personal Loans

Borrowing for the right reasons can be the ticket to achieving your goals. Whether consolidating debt, financing a big purchase, or celebrating a once-in-a-lifetime event like a wedding, a personal loan can be a great tool.

But, there have never been as many lenders and personal loan products to choose from as there are today, so doing the legwork to find the best rates and terms from trustworthy lenders is key. Read on to learn about the best personal loans and tips for finding the right one for your specific needs.

Types of Personal Loans

Top Personal Loans

See all Personal Loans

Top Short-term Loans

Top Cash Advance Apps

Frequently Asked Questions

What is the easiest online personal loan to get?

The easiest online personal loans to obtain are typically those with less stringent credit requirements, such as small dollar loans through instant loan apps or short-term installment loans. The larger the loan amount, the more difficult approval tends to be.

Peer-to-peer lending platforms and online lenders that cater to borrowers with lower credit scores can also offer more accessible loan options.

How can I borrow money and get it instantly online?

To borrow money and receive it instantly online, look for lenders that offer same-day or next-day funding. These lenders usually have a streamlined application process that can be completed quickly, and upon approval, the funds are transferred to your account almost immediately. Ensure you have all necessary documents ready to expedite the process.

Is it safe to apply for a personal loan online?

Applying for a personal loan online can be safe if you choose a reputable lender. Ensure the lender's website is secure (look for "https" in the URL), and check for reviews and ratings from credible sources. Always read the privacy policy and terms around check boxes to understand how your data will be used and protected.

Great! You’ve successfully signed up.

Welcome back! You've successfully signed in.

You've successfully subscribed to Loanfolk.

Success! Check your email for magic link to sign-in.

Success! Your billing info has been updated.

Your billing was not updated.