It can be hard to wrap your head around finances – particularly debt.
Here's a not-so-secret secret: people with the highest credit scores and healthiest financial profiles aren't debt free; they actually have debt and know how to make it work for them. For most of us, managing finances, especially debt, is a stressful line to walk -- but it can be done. It's why we've created resources that include insights from financial experts, tools to help you take action, and stories from people who have been there.
It helps to know you’re in good company.
Seventy percent of college graduates have student loan debt, and 75% of all Americans have some form of debt. That means you work next to, hang out with, and chat with people in debt almost every day.
We’re here for anyone who:
- Appreciates a gut check when making a decision
- Sets autopay so you don’t have to look at your loan account
- Is wavering on a goal, like buying a house or starting a business
- Finds it hard to discuss finances with family or friends
- Feels guilty over making a purchase that “could have gone to my debt”
What matters to you matters to us.
We’ve been there, and that’s why we know it’s important to put you first:
- Putting you first. We’re your advocate, and resources on our sites are meant to put your needs over institutions.
- Being trustworthy. We're only as good as what we put in front of you. We promise to maintain your trust and our integrity by only sharing vetted advice and connecting you with reputable opportunities.
- Choosing our words carefully. The lending industry can be confusing. We avoid language that is cloudy or misleading, so you know exactly what to expect.
Our founding story.
Since his 20s, Zach noticed how uncomfortable it was for friends and peers to discuss personal finance. He could relate, as his own financial paths and pitfalls—repaying student loans, starting businesses, managing credit cards, and shopping for a mortgage—had largely been navigated alone.
But even more crucially, Zach observed how rewarding it was when he and others broke the ice and traded stories and solutions about their financial experiences. In 2018, that insight led Zach to create Loanfolk, a home for real, relatable stories about the financial struggles that connect most Americans - starting with showcasing those student loan stories, guides on repaying student loans, and most recently personal loans.
Since then, Zach has leveraged his experience as a digital entrepreneur to build Loanfolk into even more: a destination to make personal finance not just relatable, but actionable. Today, Loanfolk brings real stories from real people together with expertise, advice, resources and tools to help folks know they’re not alone in this journey. He believes we all deserve to understand how to make debt and loans work for us, not the other way around.
Zach’s previous businesses were recognized on Inc. Magazine’s “Fastest Growing Company” lists and “Top Places to Work.”
If you'd like to get in touch, drop us a line at email@example.com
Disclaimers: Product name, logo, brands, and other trademarks featured or referred to within Loanfolk are the property of their respective trademark holders. Information obtained via Loanfolk™ is for educational purposes only. Please consult a licensed financial professional before making any financial decisions. This site may be compensated through third party advertisers. This site is not endorsed or affiliated with the U.S. Department of Education.