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Our Top 5 Apps for Building Credit

Kikoff Credit Accounts

No credit check personal line of credit for $5/month to establish payment history. $750 line of credit can only be used for Kikoff purchases.

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Build credit with your subscriptions

Best for reporting on-time subscription payments to the major credit bureaus. Plans range from free to $9.99/mo

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Build Credit & Savings Every Month

Self Credit Builder aids in building credit for individuals with poor or fair credit scores by encouraging responsible borrowing and saving habits through no-credit-check loans and credit cards.

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Build Credit With Every Bill You Pay

One-stop-shop for reporting subscription payments to rent payment. StellarFi helps you get credit for the bills you already pay starting at $4.99/mo.

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Credit Strong: Credit Builder Loans

CreditStrong's credit builder loans are designed to improve credit utilization and payment history. Although not the most affordable option, users have reported a positive impact on their credit scores.

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Looking for more options? Go deeper with a complete guide on credit building apps.

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